尽职调查及贷后监控团队信用风险分析员

 To pursue the branch's growth strategy by providing a credit risk view on business products which are on a bilateral and syndicated basis.
 To provide solutions that connect Chinese and South African businesses via the "One Belt-One Road" initiative by improving the relationship between stakeholders.
 Promoting trade and business, contributing towards economic and infrastructure development.
 Drafting due diligence reports (credit risk reports) and assist Credit Risk Managers with workflow based on credit applications from client facing business units.
 Compile assessment of post lending management reports, annual reviews, monitoring progress of developments, reporting on bilateral and syndication post-lending requirements and covenants, etc.
 Engage with members of the Credit Review Committee (CRC) locally and at EMEA (London)/ Head Office (China), to present risk findings and deal with queries.
 Monitor the watch list accounts and ensure risk reports are submitted to Head Office if there are major risk events.
 Work closely with the internal rating process, ECL reporting as well as RAROC and EVA calculations within the team, ultimately informing the credit decision process.

1）基本要求Basic Requirements
 Relevant B Com / Finance degree.
 At least 2 years’ relevant credit experience.
 Proficient in Microsoft Office software package (Excel and Word).
 Must be bilingual in Mandarin Chinese (strong written and verbal ability).
 Good analytical and interpretive skills, good presentation skills and report writing.
 In depth knowledge of the South African Company Act, Banks Act, Basel III, etc.
2）主要技能Main Competencies
 Motivated, self-driven individual required with good interpersonal and communication skills and ability to work in a multi-cultural team.
 Competent to perform analysis of financial statements, cash flows, projections and other financial trend information.
 Must have knowledge and experience in dealing with different credit products across various industries.
 Manage stakeholder expectations by operating and delivering against agreed service level agreements and reviewing the process on a regular basis.